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An E-Commerce Primer
Merchant Banks    |    Payment Gateways    |    Shopping Carts


Real Time Processors
So Now You Have A Merchant Account And Are Ready To Start Accepting Credit Card Payments Online. The Merchant Bank Only Gives You The Opportunity To Accept Credit Cards. To Actually Begin Accepting Credit Cards You Will Need To Choose An Online Processing Agent. An Online Processing Agent Acts Just Like The Transaction Terminal You See In Regular Retail Stores. It Verifies The Credit Card Number, Checks The Expiration Date, Confirms The Card Has Available Credit, Sends The Information To Your Merchant Bank And Send An Approved Or Declined Response To You Or Your Software.

The Cost Of An Online Real Time Credit Card Processing Account Varies Widely. There Is Usually A Setup Fee Of $100.00 to $3000.00 A Monthly Fee Ranging From $19.00 To $1200.00 And A Per Transaction Fee Of $.10 To $0.35. The Bank Where You Obtain Your Merchant Account May Have A Relationship With One Or More Processing Agents And Will Be Able To Get A Much Lower Rate On Your Behalf.

Processing Agents
A Few Of The Most Popular Processing Agents Are.

 
Merchant Banks    |    Payment Gateways    |    Shopping Carts

 
If You Have Any Questions Or Need Help Obtaining A Merchant Account Contact Commerce@Dantor.Com


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